501 W Broadway, Suite 800,

San Diego, CA 92101    info@trustartfinancial.com  |   888-787-7842

© 2019 TruStart Financial, INC.

Privacy Policy  |  Terms Of Service

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Trustart Privacy Policy

September 17th, 2019
Terms Of Service

The USA Patriot Act

To help the government fight the funding of terrorism, money laundering activities and other financial crimes, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you: When you obtain a financial product or service offered by or in connection with our relationship with a financial institution, we may ask for your name, mailing address and other information or documentation, such as a copy of your driver’s license or other identifying documents, to verify your identity and otherwise comply with the applicable federal laws and regulations.

Collected Information

In connection with your use of the Services, we collect three types of information about you: Business Information, User Information, and General Information. Information from any of these categories may be linked with other information that we collect about you.

Business Information. Business Information includes information regarding businesses that use or otherwise access the Services (“Customers”). Business Information may also include information about your customers (i.e., businesses that have a commercial relationship or otherwise transact with Customers) if collected in connection with such Customer’s use or access of the Services. Business Information includes, but is not limited to (i) business name, address, email, and telephone number, (ii) company structure, (iii) industry type, (iv) incorporation date, (v) annual revenue, (vi) bank account information (e.g., average bank balance, bank statements, credit card statements)

User Information. User Information includes information about the owners, principals, and business representatives, such as: name, job title, user name(s), mailing address, email address, primary telephone number, date of birth, social security number, and FICO score. In addition, if you make payments through the Services, we may also collect information about your customers, such as payments or invoicing information, so we can provide the Services.

General information. General Information includes technical information such as information regarding your use of and interactions with the Sites. This General Information includes, but is not limited to, information about (i) your Internet connection, (ii) the equipment you use to access the Sites and usage details, (iii) your operating system, browser version and internet protocol (IP) address, (iv) your mobile device type, your device’s unique identifier, and your mobile network information, and (v) web pages, content, communications, or advertisements that you view or otherwise interact with, and (vi) referring/exit pages, and information that you search for using the Services.

How Information Is Used

  1. Service-Related Usage. We use the information we collect about and from you, both in a personally-identifiable form and in an aggregated or anonymized form, for a number of purposes, including for providing, supporting, promoting, and improving the Services. Such uses include:
     

    1. Enabling users to obtain products and services through the Services;

    2. Facilitating marketing, processing, servicing, and collections activities;

    3. Providing customer support;

    4. Understanding, customizing, and enhancing user experience;

    5. Providing targeted marketing and advertising;

    6. Determining your eligibility for the Services;

    7. Verifying your identity, conducting appropriate diligence, and keeping your information current;

    8. Creating an account connection between your account and a third-party account or platform;

    9. Sending notifications and information regarding the Services;

    10. Measuring and improving the performance and functionality of the Sites;

    11. Managing and protecting our information technology infrastructure;

    12. Administering and managing the security of the Sites;

    13. Developing new products and services; and

    14. Compiling, using, researching, analyzing, and generating data analytics reports to better understand our Customers and to improve the Services;

  2. Communications. We may communicate with you using the information collected (i) for customer service, (ii) to provide you with updates or information relating to the Services, or (iii) to conduct surveys and collect feedback about the Services.

  3. Marketing and Advertising. We may use the information we collect for marketing and advertising purposes, such as providing you with promotional materials that may be useful, relevant, valuable, or otherwise of interest to you. Where required under applicable law, we will obtain your prior opt-in consent to send you electronic marketing communications. To learn more about your choices regarding interest-based advertising and cross-device tracking, please see the Third-Party Information Collection section below.

  4. Compliance with Law and Our Own Obligations. We may use the information we collected, to the extent permitted or required under applicable laws (i) to enforce our Terms of Service or other legal rights, including intellectual property infringement, (ii) to detect and protect against potentially prohibited or illegal activities, including fraud and unauthorized access, (iii) in response to lawful requests for information or legal process, (iv) to establish, exercise, or defend a legal claim, and (v) to comply with our contractual obligations, our policies, industry standards, and applicable laws.

  5. Other Purposes. We may use the information we collect for other purposes for which we provide notice to you at the time of collection or for which we obtain your consent.

  6. Aggregate Data. We may process your information in an anonymized or aggregated form for purposes other than described above.

Changes To Our Policy

By visiting the Sites or using the Services, you accept the practices described in this Privacy Policy. We may update this Privacy Policy from time to time by making available a revised, dated version on the Sites. If the revised version includes a substantial change, we will provide a more prominent notice (including, for certain services, an email notification of Privacy Policy changes) prior to the change becoming effective. Your continued use of the Site shall constitute your acceptance of such updated Privacy Policy. We encourage you to periodically review this page for the latest information on our privacy practices.

 

Contact Us

Any questions or concerns regarding this Privacy Policy, our practices, the Sites, or the Services, please contact us by at email info@TrustartFinancial.com or with a letter by postal mail to:

TruStart Financial, Inc.


501 West Broadway, Suite 800
San Diego, CA 92101

For phone inquiries please call: 888-787-7842